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\n</p>\n<p>\n\t<strong>15、本投保人及被保险人已完整阅读本产品投保须知、详细条款[</strong><a href=\"#ProductClauseUrl#\" target=\"_blank\"><strong>马上阅读条款</strong></a><strong>]，尤其是保障责任、免除责任、犹豫期、费用扣除、退保、保险单现金价值、投保人、被保险人义务的内容等各重要事项。本投保人特此同意接受该条款及投保须知之全部内容。</strong> \n</p>\n<p>\n\t16、本投保人及被保险人已明确了解该保险合同的成立、生效是以保险公司出具保单为准，确认非以支付保费为保险合同的成立要件。\n</p>\n<p>\n\t17、本投保人及被保险人已明确并接受本计划的<a href=\"http://activities.hzins.com/2013insco/anshengtianping.shtml\" target=\"_blank\">承保机构、承保方式、保全变更、退保和理赔办理方式及退保、理赔金支付方式</a>。\n</p>\n<p>\n\t18、保险公司的偿付能力充足率已达到了监管要求，若需进一步了解本公司最新季度的偿付能力信息及风险综合评级结果，请登录安盛天平保险公司官网www.axa.cn查询，该信息可以作为您决定是否投保的参考信息。\n</p>\n<p>\n\t19、根据《中国人民共和国民法典》第四百六十九条，数据电文是合法的合同表现形式。本人接受保险公司在慧择保险提供的电子保单作为本投保书成立生效的合法有效凭证，具有完全证据效力。\n</p>\n<p>\n\t20、本投保人及被保险人知晓并明确同意：<br />\n1)授权安盛天平（指安盛天平财产保险有限公司及其直接或间接控股的公司，以及安盛天平财产保险有限公司的分支机构），将本投保人及被保险人提供给安盛天平的个人信息、接受安盛天平服务产生的个人信息（包括使用安盛天平服务之前提供和产生的个人信息）以及安盛天平根据《安盛天平服务协议》和《用户隐私权政策》所查询、收集的个人信息（以上各段落中所指的信息总体简称为“个人信息”），用于安盛天平及其因服务必要委托的合作伙伴为本投保人及被保险人提供服务、推荐产品、开展市场调查与信息数据分析。<br 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