携保综合旅行保障 计划一

披露名: 携保综合旅行保障

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承保年龄:不限|保障期限:不限

保障方案

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    投保须知

    承保机构
    本保险产品由华泰财产保险有限公司(以下简称“华泰财险”)承保,目前华泰财险在北京、上海、天津、重庆、江苏、广东、陕西、四川、云南、辽宁、浙江、河北、湖南、湖北、安徽、山西、福建、山东、广西、河南、江西、深圳、青岛、大连、宁波、贵州、内蒙古、厦门、黑龙江、新疆、宁夏、吉林、甘肃设有分支机构。本保险产品的销售区域为全国(不含港澳台)。若您处于华泰财险无分支机构的地区,不影响您的理赔,但可能会存在其他服务不到位等问题。
    线上服务
    本产品已实现在线投保、承保的线上服务。如有产品问题,可联系销售平台在线客服或者拨打客服热线进行咨询。
    如实告知
    请您如实填写投保信息,根据《中华人民共和国保险法》第十六条规定:投保人故意或因重大过失未履行如实告知义务的,足以影响保险公司决定是否同意承保或者提高保险费率的,保险公司有权解除合同。投保人故意不履行如实告知义务的,保险公司对于合同解除前发生的保险事故,不承担赔偿或者给付保险金的责任,并不退还保险费。投保人因重大过失未履行如实告知义务,对保险事故的发生有严重影响的,保险公司对于合同解除前发生的保险事故,不承担赔偿或者给付保险金的责任,但应当退还保险费。
    支付和凭证
    (1)本保险产品为互联网销售保险产品,为您提供电子保单,根据《中华人民共和国民法典》第四百六十九条规定,数据电文是合法的合同表现形式,电子保单与纸质保单具有同等法律效力。您可进入微信公众号“华泰财险”-“理赔及服务”-“我的保单”菜单,点击“电子保单”下载电子保单。 (2)本保险产品为互联网销售保险产品,在线趸交,为您提供电子发票,电子发票效力等同于纸质发票。您可以通过电子发票自助申请系统(http://ahchudan.pc.ehuatai.com/htfp)下载或进入微信公众号“华泰财险”-“理赔及服务”-“我的保单”菜单,点击“电子发票”查看电子发票。 (3)本产品的支付方式为一次支付全部保险费,保险费将在投保时候按您选择的支付方式收取。
    更多详情,请阅读《投保须知》

    保险条款

    主条款
    华泰财险境内旅行人身意外伤害保险(互联网专属)条款
    C00015432312021120102183 / 华财字〔2021〕586号
    附加条款
    华泰财险附加高风险运动意外伤害保险(互联网专属)条款
    C00015432322021121517173 / 华财字〔2021〕624号
    华泰财险交通工具意外伤害保险(互联网专属)条款
    C00015432312021112200993 / 华财字〔2021〕567号
    华泰财险附加旅行医疗费用保险(互联网专属)条款
    C00015432522021120202633 / 华财字〔2021〕586号
    华泰财险附加意外伤害住院津贴保险(互联网专属)条款
    C00015432522021120102033 / 华财字〔2021〕586号
    华泰财险附加突发性疾病身故保险条款
    C00015431922021091702583 / 华财字〔2021〕454号
    华泰财险附加医疗运送和送返保险条款
    (华泰财险)(备-其他)【2018】(附) 024号 / 华财字〔2018〕126号
    华泰财险附加旅行个人第三者责任保险条款
    (华泰财险)(备-责任保险)【2018】(附) 014号 / 华财字〔2018〕126号
    华泰财险附加猝死保险(A款)条款
    (华泰财险)(备-其他)【2021】(附) 1435号 / 华财字〔2021〕168号

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    携保综合旅行保障 计划一

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    携保综合旅行保障 计划一

    保障权利

    理赔指引

    典型案例

    常见问题

    投保须知

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全、理赔自助服务功能,辅以保险商城、第三方增值服务,为客户提供全方位服务。 \n2021年,“华泰财险”微信公众号为客户提供自助服务近两百万次,客户电话进线满意率达99.16%, 完成自助理赔案件超过11万件,自助理赔金额近亿元。此外,公司通过 “在线理赔”模式,实现客户服务时效和服务质量双提升,减少案件流转节点,平均结案周期缩短至3天以内,有效提升客户体验。\n2021年,华泰财险在2021年中国银保监会保险公司风险综合评级中,连续四季度被评为A级;连续第七年获惠誉财务实力评级“A”,表现强劲展望稳定;由轻松筹集团·轻松保严选主办,人民网·人民健康支持的“2021互联网保险创新发展论坛”在北京举行,华泰财险“药神1号·抗癌用药保险”获评入选2021互联网保险严选榜单。\n未来,华泰财险将继续践行“保险姓保”、回归本源的经营理念,坚守华泰核心价值观,以客户需求为中心,坚持差异化,专注主渠道,大力推动创新发展,继续坚守依法合规经营和质量效益发展两大底线,全力推动业务协同、数字化、组织效能提升三大战略工作,争做细分市场领导者,努力实现持续、稳定、健康的价值成长!","iusOwner":0,"showDeductible":0,"damaiQuannengbao":false,"openCompanyUrlOutside":false,"hideModifyRestrict":false,"companySimpleName":"华泰财险","payImgUrl":"http://files.hzins.com/files/3/32/322/3224/322433b79fe94f7087f582890cfe3593.jpg"}