户外无忧 领队年险 基础计划

披露名: 户外无忧-领队年险

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承保年龄：不限|保障期限：不限

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    投保须知

    重要提示
    费率表 赔付比例 客户告知书 保单样本
    承保机构
    本保险产品由华泰财产保险有限公司（以下简称“华泰财险”）承保,目前华泰财险在北京、上海、天津、重庆、江苏、广东、陕西、四川、云南、辽宁、浙江、河北、湖南、湖北、安徽、山西、福建、山东、广西、河南、江西、深圳、青岛、大连、宁波、贵州、内蒙古、厦门、黑龙江、新疆、宁夏、吉林、甘肃设有分支机构。本保险产品的销售区域为全国（不含港澳台）。若您处于华泰财险无分支机构的地区，不影响您的理赔，但可能会存在其他服务不到位等问题。
    线上服务
    本产品已实现在线投保、承保的线上服务。如有产品问题，可联系销售平台在线客服或者拨打客服热线进行咨询。
    如实告知
    请您如实填写投保信息，根据《中华人民共和国保险法》第十六条规定：投保人故意或因重大过失未履行如实告知义务的，足以影响保险公司决定是否同意承保或者提高保险费率的，保险公司有权解除合同。投保人故意不履行如实告知义务的，保险公司对于合同解除前发生的保险事故，不承担赔偿或者给付保险金的责任，并不退还保险费。投保人因重大过失未履行如实告知义务，对保险事故的发生有严重影响的，保险公司对于合同解除前发生的保险事故，不承担赔偿或者给付保险金的责任，但应当退还保险费。
    支付和凭证
    （1）本保险产品为互联网销售保险产品，为您提供电子保单，根据《中华人民共和国民法典》第四百六十九条规定，数据电文是合法的合同表现形式，电子保单与纸质保单具有同等法律效力。您可进入微信公众号“华泰财险”-“理赔及服务”-“我的保单”菜单，点击“电子保单”下载电子保单。 （2）本保险产品为互联网销售保险产品，在线趸交，为您提供电子发票，电子发票效力等同于纸质发票。您可以通过电子发票自助申请系统（http://ahchudan.pc.ehuatai.com/htfp）下载或进入微信公众号“华泰财险”-“理赔及服务”-“我的保单”菜单，点击“电子发票”查看电子发票。 （3）本产品的支付方式为一次支付全部保险费，保险费将在投保时候按您选择的支付方式收取。
    更多详情，请阅读《投保须知》

    保险条款

    主条款
    华泰财险户外运动人身意外伤害保险（互联网专属）条款
    C00015432312021120818203 / 华财字〔2021〕610号
    附加条款
    华泰财险附加医疗运送和送返保险条款
    (华泰财险)(备-其他)【2018】(附) 024号 / 华财字〔2018〕126号
    华泰财险附加户外运动领队责任保险条款
    C00015430922018040504062 / 华财字〔2018〕181号
    华泰财险附加旅行医疗费用保险（互联网专属）条款
    C00015432522021120202633 / 华财字〔2021〕586号

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    户外无忧 领队年险 基础计划

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    户外无忧 领队年险 基础计划

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    典型案例

    常见问题

    投保须知

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target=\"_blank\">关于新型冠状病毒保险承保范围紧急通知</a>】。\n</p>\n<p>\n\t华泰财险偿付能力充足率已达到监管要求，您可进入华泰财险官网（http://pc.ehuatai.com）→点击“公开信息披露”→在“专项信息”→“偿付能力”中进行查询。\n</p>","isSupportManyPeople":1,"companyName":"华泰财产保险有限公司","companyIntroduce":"华泰财产保险有限公司（以下简称“华泰财险”），是华泰保险集团股份有限公司全资设立的子公司，2011年7月经原中国保监会批准成立，注册资本30亿元，注册地为上海，其业务和网点都延续自1996年创立的华泰财产保险股份有限公司。近年来，华泰财险紧密结合宏观经济形势、市场环境变化和行业发展趋势，牢牢把握历史性发展机遇，聚焦“专注、专业、效能”，以客户为中心，不断通过产品、渠道、服务创新驱动，培育差异化竞争优势，探索可持续发展道路，追求价值型成长，旨在成为细分市场领导者，公司业绩和效益持续稳定，品牌形象与社会声誉良好。\n华泰财险坚守华泰核心价值观，坚守保险本质，坚持差异化，专注主渠道，大力推动创新发展，落实“战略协同”“数字化”和“提升组织效能”工作重点。公司始终坚持“以客户为中心”的服务理念，构建了一个以客户为导向，由个人客户中心、企业客户中心、运营支持中心为框架，责任分明、反应迅速、协同有序、互为依托的组织运营模式。\n华泰财险在国内首创根植于社区的专属代理人EA门店模式，遍布全国32个省市2万余个社区、服务千万客户；公司以创新发展为中心，积极开拓燃气保险市场，深耕健康险领域，探索互联网保险业务，塑造出独具特色的专业品牌价值；公司秉承“以专业的技术、领先的服务，构建持续、信赖、合作伙伴关系”的价值主张，积极打造中国商险市场高端品牌，与境内外300多家经纪公司开展深入合作，承保项目遍布全球，其中，服务“一带一路”项目达89个，涉及21个国家和地区。\n2021年，华泰财险累计实现保险业务收入79.46亿元（含分入保费收入6.08亿元）。其中，车险业务原保费收入30.36亿元，商险业务原保费收入24.89亿元，个险业务原保费收入18.13亿元。全年累计实现利润总额4.81亿元。\n华泰财险以科技赋能保险服务，从客户实际需求出发，通过整合微信服务入口，布局全险种查询、保 全、理赔自助服务功能，辅以保险商城、第三方增值服务，为客户提供全方位服务。 \n2021年，“华泰财险”微信公众号为客户提供自助服务近两百万次，客户电话进线满意率达99.16%， 完成自助理赔案件超过11万件，自助理赔金额近亿元。此外，公司通过 “在线理赔”模式，实现客户服务时效和服务质量双提升，减少案件流转节点，平均结案周期缩短至3天以内，有效提升客户体验。\n2021年，华泰财险在2021年中国银保监会保险公司风险综合评级中，连续四季度被评为A级；连续第七年获惠誉财务实力评级“A”，表现强劲展望稳定；由轻松筹集团·轻松保严选主办，人民网·人民健康支持的“2021互联网保险创新发展论坛”在北京举行，华泰财险“药神1号·抗癌用药保险”获评入选2021互联网保险严选榜单。\n未来，华泰财险将继续践行“保险姓保”、回归本源的经营理念，坚守华泰核心价值观，以客户需求为中心，坚持差异化，专注主渠道，大力推动创新发展，继续坚守依法合规经营和质量效益发展两大底线，全力推动业务协同、数字化、组织效能提升三大战略工作，争做细分市场领导者，努力实现持续、稳定、健康的价值成长！","iusOwner":0,"showDeductible":0,"damaiQuannengbao":false,"openCompanyUrlOutside":false,"hideModifyRestrict":false,"companySimpleName":"华泰财险","payImgUrl":"http://files.hzins.com/files/3/32/322/3224/322433b79fe94f7087f582890cfe3593.jpg"}